CommBank PayLater Features

CommBank PayLater Features

Shop Now, Pay Later with CommBank PayLater

Download CommBank Mobile and apply for CommBank PayLater now!


CommBank PayLater

News from Bank Commonwealth! With CommBank PayLater, enjoy the convenience of shopping now and paying later, with a credit limit of IDR1 million and interest-free 3 monthly payments. All in your hands with the CommBank Mobile app!

  • Credit facility limit of IDR1,000,000
  • 3 interest-free installment, only IDR19,000/month
  • Flexibility of toggle on/off feature
  • Simple & fast approval






Benefits of using CommBank PayLater

CommBank PayLater is a digital credit facility provided to eligible customers, in the form of an IDR 1 million credit limit giving you the convenience of buy now and pay later with 3 monthly interest-free installments and provision fees.

You can access CommBank PayLater anytime, anywhere via the CommBank Mobile app that is available for Android and iOS. CommBank PayLater also offers bank-standard security with quick and easy application and approval processes.

CommBank PayLater transactions will be connected to your main savings account and the Debit Mastercard  Bank Commonwealth. Transact by using CommBank PayLater can also be done through various payment  channels such as Mobile Payment (via QRIS), offline merchants (via EDC), or even online (eCommerce) across Indonesia, wherever Mastercard payments are accepted.





Rates & Fee
The following are the details of the applicable tariffs and fees when you use the CommBank PayLater Facility :

Interest rate 0%
Provision fee Free
Cost per month IDR19,000,- per month
Late fee IDR50,000,- each late payment*

*Referring to terms and conditions applied at PT Bank Commonwealth






Things You Should Know

  • CommBank PayLater applications are subject to Bank approval.

  • Your CommBank PayLater facility is not allowed for credit instalment payments, e-Money top-ups, withdrawn in cash or transferred.

  • Fees & charges including, but not limited to those listed above may apply according to the Bank’s policy.

  • Information regarding CommBank PayLater’s instalment simulation and product risks can be found here



*Referring to terms and conditions applied at PT Bank Commonwealth

For more information on CommBank PayLater’s Terms & Conditions, please click here.
The Terms & Conditions and Loan Contract will also be included at point of application can be found here